Why Visa-branded Prepaid Cards?

Reloadable prepaid cards offer a convenient alternative to cash or checks in countless situations where a quick, easy payment is needed. No wonder, prepaid cards are hugely popular. In 2012, sales exceeded $60 billion and is expected to grow to more than $120 billion by the end of the decade. Your #1 solution for a reloadable card transaction processing company, MAP Gift and General Purpose Reloadable (GPR) prepaid card processing solutions provide a variety of marketing opportunities for business account programs, traveler’s cards, youth and student programs, loan promotions, employee incentives, and much more.

Gift Cards & General-Purpose Reloadable Cards (GPR)

Member Access Pacific, your trusted prepaid card payment processing company, offers reloadable transaction processing and other prepaid card solutions. MAP offers a highly secure, flexible processing solution that allows your credit union to build a prepaid card solution that best fits your credit union and member needs. Our comprehensive prepaid card processing platform offers a combination of features and network options – PIN, POS and ATM and surcharge-free network solutions that you define by product. MAP’s scalable reloadable card platform enables your institution to select only the functions you need to support business requirements, differentiate product offerings, and take advantage of new product opportunities. MAP’s prepaid card solution can help you build and expand your existing card portfolio and efficiently serve a new base of members.

Our solutions are divided into two main Prepaid Card offerings: Gift and General Purpose Reloadable. You can choose either one or a both solutions to achieve your membership goals.

Benefits of MAP Gift & Prepaid Card Payment Processing

Your members will appreciate the features available through your MAP Prepaids card payment solution; reloadable, no-fee/low fee options, web balances, call center support and ATM access to name just a few. You are in control! No matter which reloadable card solution you choose, you will enjoy:

Affordable Transaction Processing Solution

Possibly the lowest priced product offered by any other prepaid card payment processing company, MAP’s Visa-branded, Prepaid Cards have no activation fees, maintenance fees, or transaction fees during card use. Cardholders only incur the fees when they elect to use a service. Terms and Conditions apply.

Member-Friendly Tools & Services

MAP offers prepaid card processing solutions that no other processing company can match. Your credit union can “Instant Issue” reloadable cards to your members in most any denomination the member chooses. To purchase the prepaid cards, a credit union representative will simply debit the member’s account for the amount of each card load plus the cost of the card. MAP will settle all reloadable card payment processing directly with your credit union for all loads (No additional credit union resources are required for transaction processing settlement.).

As your experienced prepaid card payment processing company, MAP’s flexible issuance process and prepaid solution allows prepaid cardholders the option of online card account access, personalization options, and use of all available web features. Members enjoy free web-based cardholder servicing, while we handle all of the prepaid card transaction processing solutions. Web services include but are not limited to:

> Balance inquiry
> Report lost or stolen cards
> Transaction Inquiry
> History
> Transaction detail
> Error Resolution / Chargebacks
> E-statements

The MAP Visa-branded General Purpose Reloadable (GPR) Prepaid Card delivers a complete array of product features, solutions and functionality. Your institution has much more flexibility and product features to choose from, including Visa Debit, PIN POS, ATM access and Surcharge-Free ATM offerings. Our full-featured card platform is also reloadable. MAP General Purpose Reloadable Prepaid products provide each client with desktop tools to perform Instant Issuance, web-based load and management of card stock inventory.

MAP General Reloadable Prepaid Card solutions include:

> A VISA branded, general prepaid reloadable card is accepted at any location that accepts VISA.
> Reload capabilities: Non-personalized cards can be reloaded up to twenty four (24) times after the initial load. Personalized cards can be reloaded an unlimited number of times.
> ATM and PIN POS access through the PLUS and CU24 networks. Cardholder personalized PIN selectoption available via the web.
> Card life of (24) months from the date of card stock order.
> (27) attractive card styles from multiple Card Design Collections that feature financial, youth, brand, and scenic themes. (Minimum: (25) cards per style, (100) cards per order).
> A maximum card balance of $2,000 (you can change the maximum balance amount).
> A minimum card load of $10.00.
> Browser-based desktop tools for:
– Immediate card activation
– Ordering card stock
– Cost free desk-top management tools.

The MAP Visa-branded Gift Card is a member friendly product that can be deployed throughout your credit union and branches with ease and efficiency. We provide all the tools necessary to support your Instant Issuance of Visa Gift Cards that allow immediate card use by your members.

MAP Visa Gift Card solutions include:

> A Visa branded, signature-only card is accepted at any location that accepts VISA.
> The cards will have a life of (84) months from when the credit union orders their card stock.
> (44) attractive card styles featuring key themes such as holiday, birthday, graduation, and many more. (Minimum: > > (25) cards per style, (100) cards per order).
> The maximum card balance is $2,000 (you can change maximum balance amount).
> The minimum load is $10.00.

Easily dispense gift cards from your ATM

With the popularity of general-purpose reloadable (GPR) cards on the rise, it’s important to remove the barriers that prevent the member from easily purchasing a prepaid card. Now, your credit union can combine the convenience of an ATM with the simplicity of prepaid.

An Easy Way to Buy Prepaid

With cards dispensed directly from the ATM, members can easily select a card; load it from their checking, savings or credit account; and have it in their hands in minutes. They can even buy multiple cards at once.

New Payment Card Form Factor

Traditional debit, credit, and gift cards are too thick to fit through the dispensing mechanism of an ATM. So we invented a new card. It’s thinner and more flexible so that it can be dispensed from an ATM. It’s also robust enough to meet or exceed all of the typical card endurance standards. Slightly larger than a $20 bill, the ATM gift cards fit into most existing cassettes with little modification.

Activation Camera

If you want to enable your ATM to activate and load prepaid cards in real time and give your customers the option to select their load value, then the activation camera is a required hardware upgrade. The camera resides inside the ATM and captures the 2-D barcode printed on the Better ATM Services prepaid card product as the card zooms by.

Benefits

The financial industry has come to accept the ATM as a necessary evil – something we do because the customer demands it, even though it’s a cost center. Prepaid cards from an ATM changes your ATM fleet from being a pure cost to a revenue generator. Card sale fee revenue, float, interchange, and fees for services will change the way you look at your ATMs.