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Authorization ProcessingAuthorization Processing
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Risk ManagementRisk Management
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Network GatewayNetwork Gateway
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MAP PlasticsMAP Plastics
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Instant IssuanceInstant Issuance
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Buy Now Pay LaterBuy Now Pay Later
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Reports & AnalyticsReports & Analytics
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Prepaid (GPR)Prepaid (GPR)
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Gift CardsGift Cards
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Prepaid Virtual CardsPrepaid Virtual Cards
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Ready Link NetworkReady Link Network
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Call Center SupportCall Center Support
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Campaign SolutionsCampaign Solutions
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ATM Terminal DrivingATM Terminal Driving
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Digital Member ServiceDigital Member Service
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Loyalty RewardsLoyalty Rewards
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Dispute ManagementDispute Management
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Payment Companion AppPayment Companion App
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Omni Channel BankingOmni Channel Banking
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Digital CredentialsDigital Credentials
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Account OpeningAccount Opening
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Online Lending/EasyVestOnline Lending/EasyVest
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Card Controls & AlertsCard Controls & Alerts
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APIs/SDKsAPIs/SDKs
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Implementations/ConversionsImplementations/Conversions
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Testing & CertificationTesting & Certification
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ISO 8583 & 20022 formatsISO 8583 & 20022 formats
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Card & Account MaintenanceCard & Account Maintenance
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Card FulfillmentCard Fulfillment
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Instant IssuingInstant Issuing
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Prepaid IssuingPrepaid Issuing
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User Interface (CATS)User Interface (CATS)
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Falcon/VAAFalcon/VAA
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Managed Real-TimeManaged Real-Time
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Sonar ForecasterSonar Forecaster
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Risk Service ManagerRisk Service Manager
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Visa Secure (ICAS)Visa Secure (ICAS)
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Other Risk ToolsOther Risk Tools
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Dispute SupportDispute Support
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Member SupportMember Support
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Transaction ResearchTransaction Research
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ATM Terminal DrivingATM Terminal Driving
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ATM AdministrationATM Administration
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Surcharge-Free NetworksSurcharge-Free Networks
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ATM System MonitoringATM System Monitoring
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Call CenterCall Center
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Mobile Digital AppMobile Digital App
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Digital Member SupportDigital Member Support
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Omni Channel BankingOmni Channel Banking
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On-demand ReportsOn-demand Reports
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Visual & Data Insights (VDM)Visual & Data Insights (VDM)
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Data AnalyticsData Analytics
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MAP Campaign SolutionsMAP Campaign Solutions
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Visa Campaign SolutionsVisa Campaign Solutions
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ATM CampaignsATM Campaigns
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Single-Point SettlementSingle-Point Settlement
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Daily SettlementDaily Settlement
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Transparent BillingTransparent Billing
Working with industry-leading technology companies and service providers, we leverage core competencies to deliver the most innovative and practical solutions to client credit unions.
MAP Training Solutions
We provide comprehensive training for the life of our agreement with client credit unions. MAP is your first point of contact for all your training, client services and implementation research.
Training Center
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TutorialsTutorials
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User GroupsUser Groups
Visa University
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Visa OnlineVisa Online
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CalendarCalendar
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CoursesCourses
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FAQFAQ
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Whitepapers and Case StudiesWhitepapers and Case Studies
Settlement & Billing
With MAP, you will no longer need to track individual settlement times and reconcile multiple accounts. All connections are settled at once a day, 365 days a year with funds moved on banking business days. MAP helps you reduce staff costs by helping by providing you a single settlement position rather than with multiple networks that each with their own settlement period.
Single-Point Settlement
All connections are settled at once a day
MAP offers “single point settlement,” which means you will settle one time each day. With our simplified single point settlement, you no longer need to worry about individual settlement positions for multiple network cut-off times. We will provide you with daily activity reports so you can book the appropriate entries to your internal general ledger accounts.
MAP works with major corporate credit unions and we can arrange daily transfer of funds to settle your card activity. If you do not have an existing relationship with any corporate credit unions, we will be happy work with you to establish a corporate settlement account at your institution of choice.
Enhances information management by providing one set of daily settlement reports for all ATM / point-of-sale (POS) network activity
Provides configurable settlement report totals for efficient posting to Demand Deposit Account (DDA) and general ledger accounts
Requires only one wire transfer per day
Streamlines exception processing by integrating all accepted exception items into the daily settlement system.
Daily Settlement
MAP offers Single Solution for your credit union's settlement
Each day, MAP determines a single net settlement position for all your accounts and produces all associated data files and reports.
The settlement position is a single total of the net debits and credits registered to MAP and MAP acts as the master of settlement in determining your daily net position.
Each banking business day, MAP initiates a single wire transfer to or from your financial institution to satisfy your daily settlement obligation.
Interchange fees for credit and debit transactions are paid to the credit union each day as part of their wire transfer positions.
Finally, MAP will make a data file available daily for internal reporting and reconciliation.
Transparent Billing
Depend on MAP to always be upfront and honest about costs.
MAP provides a clear and easily understandable billing process in which all charges, fees, and expenses associated with a credit union processing, presented in a straightforward manner. The goal is to ensure hidden or unclear fees are eliminated, so you know exactly what you are paying for and how much they you are being charged.
MAP’s monthly billing statement provides a clear breakdown of all costs by product, itemizing each fee separately. The credit union is about see the details of its charges and readily identify the product or service expense.
MAP is committed to building trust with our client credit unions. We believe that transparent billing is the baseline for serving our clients and the best way to ensure a lasting and respectful relationship.
Need help? We’re happy to answer any questions you may have and help you improve your credit union’s card processing services.
