Member Access Processing to offer Upfront PIN validation

MAP to support new ATM security measures for member credit unions.

Seattle, Wash. – June 5, 2023 – Member Access Processing (MAP), the nation’s leading provider of the Visa DPS Debit, Credit, ATM, Prepaid, and Mobile Processing platform to credit unions, announced today that it will offer upfront Personal Identification Number (PIN) Validation to its client credit unions that use MAP to drive their Automatic Teller Machines (ATMs).

Upfront PIN Validation occurs immediately after the PIN is entered on the ATM’s PIN entry screen, before the cardholder views the transaction selection menu. PIN Validation that happens at the beginning of a transaction allows the ATM to determine a bad or incorrect PIN, reducing potential fraud or unauthorized transactions.

“Upfront PIN Validation provides an improved experience for the cardholder by giving members immediate feedback,” states Dan Ruppe, Senior Vice President of Product Services at MAP.  “While members will not notice the change, upfront PIN Validation is an important measure in preventing fraud or abuse at the ATM.”

In 2022, 58 percent of the attempted transactions in fraud cases were balance inquiries, according to Fair Isaac Corporation (FICO). Preventative measures like upfront PIN Validation, increased monitoring, and proactive customer outreach can help reduce criminal activity before it results in losses.

For more information about Member Access Processing, please visit https://maprocessing.com/. 

About Member Access Processing (MAP)

Member Access Processing (MAP) is the nation’s only card processing aggregator of the Visa Debit Processing Service platform for credit unions. MAP’s special role in the marketplace provides its client credit unions the unique opportunity to leverage the Technology, Security, and Service of Visa for their members. As a Credit Union Service Organization, MAP is committed to the credit union movement and values its credit union clients first and foremost. Working directly with Visa, MAP offers customized, turn-key Debit, Credit, ATM, Mobile, Prepaid-Reloadable, and Gift solutions — all supported by MAP’s five-star training, support, and service.